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Your Health,Your Money,Your Choice |
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Tired of health benefits that you never get to use due to limitations and exclusions? Many employees receive few real benefits from their health plan because coverage is provided only as a result of sickness. Preventative expenses such as chiropractic services, prescription sunglasses or orthotics that may help reduce your stress level or improve your overall health are often discouraged.
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Finally, there is a health benefit
plan that lets you direct your
health dollars. Spend it on
physiotherapy and improve your
back so you can participate
more fully in your recreational
activities. Or, have professional
massage therapy to work out
the kinks. The choice is yours. |
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Traditional dental plans usually limit the frequency and type of care you receive. Drug plans often exclude time-released or brand name drugs in favor of less expensive
generics. Both types of plans have other limitations such as deductibles and coinsurance requiring you to use after-tax dollars to pay the bill.
At Wellknit, we believe there has to be a better way and we've introduced it … a Defined Contribution Health Plan called Wellspent. The
program enables you to direct what benefits you receive. Your employer allocates pre-tax dollars to a special account. You then decide how to spend your health money. You,
and your health professionals, determine what products and services are appropriate, not the claims processing department of an Insurer.
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